Do you have a lot invested in your home studio? I know I do. When my wife and I recently moved, I packed up my studio in my car and took it to our new place in one trip.

I was a little nervous the entire trip. The value of my car probably doubled for the duration of that car ride. If a random hijacker had decided to hold me up and steal my car, he would’ve hit the jackpot.

It’s More Than Just Financial

I don’t have tens of thousands of dollars invested in my studio. When I say the value of my car doubled, it’s because my car isn’t worth all that much. šŸ™‚ Still, my studio equipment is valuable to me. I have an obvious financial connection to it, but even more than that I have an emotional connection to it.

If it was all destroyed at some point, I wouldn’t be able to simply whip out my wallet and replace it.

There are a million reasons to get renters insurance, but so many people skip out on this. If you couldn’t walk out and replace your home studio at the drop of a hat, and you’re a renter, you need to get renters insurance.

Some people really don’t have a lot of valuable items in their apartment. If you’re a home studio owner, then you do. Protect it. Get a policy that will cover the cost to replace everything.

Get it done. Wouldn’t be awful if you lost all of your gear to a flood or fire and couldn’t record for three years while you saved up to buy it all again?

This is obviously not a recording tip, but it still applies. If you lose your gear, and you no longer have a studio, then you probably won’t hang out around Home Studio Corner either. And I want you to stick around. šŸ˜‰

Got any insurance stories? Leave a comment!

[Photo by kevindooley]