I was a little nervous the entire trip. The value of my car probably doubled for the duration of that car ride. If a random hijacker had decided to hold me up and steal my car, he would’ve hit the jackpot.
It’s More Than Just Financial
I don’t have tens of thousands of dollars invested in my studio. When I say the value of my car doubled, it’s because my car isn’t worth all that much. 🙂 Still, my studio equipment is valuable to me. I have an obvious financial connection to it, but even more than that I have an emotional connection to it.
If it was all destroyed at some point, I wouldn’t be able to simply whip out my wallet and replace it.
There are a million reasons to get renters insurance, but so many people skip out on this. If you couldn’t walk out and replace your home studio at the drop of a hat, and you’re a renter, you need to get renters insurance.
Some people really don’t have a lot of valuable items in their apartment. If you’re a home studio owner, then you do. Protect it. Get a policy that will cover the cost to replace everything.
Get it done. Wouldn’t be awful if you lost all of your gear to a flood or fire and couldn’t record for three years while you saved up to buy it all again?
This is obviously not a recording tip, but it still applies. If you lose your gear, and you no longer have a studio, then you probably won’t hang out around Home Studio Corner either. And I want you to stick around. 😉
Got any insurance stories? Leave a comment!
[Photo by kevindooley]